Liquidity Event Strategies: Fiduciary Expertise for $1M+ Wealth

Liquidity Events

Navigating Wealth in Motion

Whether you are selling a business, changing jobs, or receiving an inheritance, managing a sudden influx of wealth can be overwhelming. We step in to provide clarity, strategy, and a calm path forward.

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We’re Here for Every Stage

Retirement Account Rollovers

Leaving a job often means leaving a 401(k) or 403(b) behind. Deciding what to do with it is one of the most common “investment transitions” you’ll face.

More Control

Access to virtually any investment, not just a pre-selected list of funds.

Lower Fees

Often, IRAs avoid the administrative costs layered into 401(k) plans.

Simplicity

One statement, one advisor, one clear view of your retirement.

At Freedom Capital Advisors, we don’t just roll your money over and throw it in a fund. We carefully analyze your portfolio and come up with a unique strategy that is tailored to your goals. When you are ready, our strategy session involves us planning around any future events, goals, and other financial factors to come up with a strategy that makes sense for you.

Selling Your Business?

Pre-Sale Planning

Valuation Reality Check: Is the number real?
Tax Minimization: Structuring the deal efficiently.
Estate freezes: Locking in value for heirs.

Post-Sale Life

Income Replacement: Turning capital into a paycheck.
Philanthropy: Donor-Advised Funds & Charitable Trusts.
Next Act: Investing in new ventures or leisure.

You’ve spent years building your business. The exit should be the reward, not a headache. We help you plan for the tax implications, structure the proceeds to last, and transition your wealth from “active” business income to “passive” portfolio income.

Lump Sum Management

Receiving a large sum of money, whether from an inheritance, a legal settlement, or a severance package, comes with its own set of challenges. The pressure to “not mess it up” is real. That’s where an experienced advisor can help.

The Spending Spree

It is natural to want to celebrate or buy things you have delayed. But without a plan, a windfall can evaporate in months.

Emotional Investing

The urge to ‘put the money to work’ immediately can lead to buying at market peaks. We often recommend a staged entry strategy (dollar-cost averaging).

Ignoring Taxes

Inheritances and settlements have complex tax rules. Spending gross proceeds before setting aside taxes is a recipe for disaster.

Change is inevitable. Stress doesn’t have to be.

It’s Your empire. now protect it.

Your wealth isn’t just a number, it’s your legacy. But without strategy, it’s a target for taxes, fees, and crooks. We’re here to help you by designing a plan that puts your interests first.

“Wealth without strategy is just a target for thieves.”

Not just advisors, they’re Partners.

“Ron McCoy and Freedom Capital Advisors stand out for their dedication, transparency, and genuine client care. They’re not just advisors. They’re partners you can depend on through any market.”

Jamie Dukes

10 Year NFL Veteran & FSU All-American

Always looking out for me.

Ron has been an exceptional advisor. Over the years he has always had my best interest out front of his approach to investing. Ron has always presented well researched investment options and strategies. His ability to work through those strategies and options is his strong suit. He is always clear on his objectives and reasoning.Most importantly he has always looked out for me as an investor and as an individual.

Tim L.

Client & Chairman Circle Member

Experience, Trust, Results

“After years of knowing and working with Ron McCoy, I can say with certainty that trust and expertise are at the heart of everything he does. Freedom Capital Advisors reflects Ron’s lifelong commitment to integrity, sound judgment, and delivering real results for clients.”

John M.

Small Business Owner

Commitment to putting clients interests first.

“Working alongside Ron McCoy over the years, I’ve seen firsthand his deep commitment to putting clients’ interests first. Freedom Capital Advisors stands out for their disciplined, value-driven approach and a genuine passion for helping clients achieve their financial goals.”

Mark P.

Retiree

clear explanations and disciplined approach

“Ron’s clear explanations and disciplined approach make complex strategies feel accessible. His genuine care and tailored recommendations put my financial goals front and center.”

Michael K.

Entrepreneur

Ron answers my calls directly

“I appreciate Ron’s unwavering transparency and personal touch. He answers my calls directly, never pushes products, and treats my wealth as if it were his own.”

David R

Retiree

Ron has Been an Exceptional Advisor

“I initially reached out to Ron for bond exposure, but his comprehensive review led me to entrust him with my entire portfolio. His research‑driven guidance has delivered consistent growth, even in volatile markets.”

Sarah L.

Oxford Club Member

preserved my gains and peace of mind

“After a major business sale, I needed expert guidance on protecting my proceeds. Ron designed tax‑efficient structures and hedges that preserved my gains and peace of mind.”

Thomas B

Business Broker

Ron is always available for questions

“As an athlete managing variable income, I needed a flexible plan. Ron built a financial playbook that matches my career’s rhythm and is always available for questions.”

Alex M

College Athlete

He breaks down exactly what I own

“Ron’s fee‑only model ensures I never overpay for investments. He breaks down exactly what I own and why, empowering me to make confident, cost‑effective decisions.”

Karen P

Executive

Retirement Income

Risk Management

Investments

Book Your Strategy Session with Ron McCoy

Ready for a clear, no‑nonsense conversation about your wealth? Book a one‑on‑one strategy call with Ron McCoy, CEO/Founder and fiduciary advisor with four decades of market experience. In your strategy session, you’ll get personalized insights on your portfolio and a gameplan for any financial challenge you’re facing. No scripts, no call centers, just direct & honest advice. If you prefer to reach out first, feel free to call us directly using the “call us today” button below.

Pick a date and time that suits you.

My schedule is flexible. Pick a time and we’ll make it work.

Tell us a bit about yourself

Just the basic facts so that we can hit the ground running when we meet together.

Get a Calendar/Zoom Invite

Our system will automatically set up the appointment and the video/phone meeting

You are also welcome to reach out. I may be on the phone, but you can always leave your name & number and I will get back to you. Text messages are welcomed as well.

Call or Text Us Today

Our Clients

Our Services

Liquidity EventsLife doesn’t move in a straight line. We help you navigate the turns.