Financial Advisor in Florida
Your wealth deserves more than a 1-800 number and a branch lobby.
Florida is one of the most popular states for retirees and business owners, and for good reason. No state income tax, year-round access to an active lifestyle, and a financial landscape that rewards smart planning.
But here is the problem: most “financial advisors” in Florida are tied to a big bank or brokerage. They earn commissions on what they sell you, they rotate through your account every few years, and when you call with a question, you get a phone tree.
Freedom Capital Advisors is different. We are an independent, fee-based fiduciary registered right here in Florida. That means we work for you, not a bank. No commissions, no proprietary funds, and no middlemen. When you call, you get your advisor. Ron McCoy has nearly four decades of investment experience, and our team combines that depth with a modern, tech-forward approach to portfolio management.
Why Florida Clients Choose Us
How We Help
Retirement Planning
Income strategies, Social Security optimization, and tax-efficient withdrawal planning.
Portfolio Management
Active management with a focus on income generation and downside protection.
Investment Planning
Comprehensive analysis of your current holdings, allocation, and fee structure.
Florida tax note: Florida has no state income tax, but federal tax planning still matters. We help you structure withdrawals, Roth conversions, and required minimum distributions to keep more of what you have earned.
Free Retirement Planning Tools
Try our calculators before you schedule a call. No signup required.
Required Minimum Distribution Calculator
Find out exactly how much you need to withdraw this year.
Social Security Break-Even Calculator
Compare claiming at 62, full retirement age, and 70 to find your break-even point.
Ready for a Second Opinion?
If you are wondering whether your current advisor is really working for you, we will tell you. Bring your latest statement, and we will walk through it together. No pressure, no pitch.
- Is my portfolio actually diversified, or am I overexposed?
- Am I paying hidden fees I do not know about?
- Is my withdrawal strategy tax-efficient?
- Should I be claiming Social Security now or waiting?
Book Your Strategy Session with Ron McCoy
You are also welcome to reach out. I may be on the phone, but you can always leave your name & number and I will get back to you. Text messages are welcomed as well.
It’s Your empire. now protect it.
Your wealth isn’t just a number, it’s your legacy. But without strategy, it’s a target for taxes, fees, and crooks. We’re here to help you by designing a plan that puts your interests first.
“Wealth without strategy is just a target for thieves.”
